@mrspock You have not missed the boat. Go and meet a pretty young woman in a third world country.
You will have a higher status than the guys that live there because you are financially successful. Women want the highest status male they can get. Use any advantage that you can. Bring her to nice restaurants.
You can easily find a female 15 years younger than you and get her pregnant, then you’ll have your family.
You can find her on the net, then go meet her on a vacation.